Owners, Developers and General Contractors
We recognize that different projects and different financial structures in different jurisdictions will require different solutions. We have the expertise and markets to generate options. Whether that is a project specific General Liability policy for the developer, the GC, or both; or a more involved General Liability Wrap-Up through either an Owner Controlled Insurance Program (OCIP) or Contractor Controlled Insurance Program (CCIP). Then again, they may just need an Owners Interest or Owner Contractor’s Protective (OCP), or the best solution may turn out to be an annual renewable practice policy. We can help you determine what is best for your client, and put those best options in your hands.
Crane Rental
Crane rental has its own set of challenges. We have markets that specialize in this class and address the unique coverage needs including Over-The-Road coverage and Rigger’s Liability.
Artisan Contractors
Contractors today face challenges in not just having the proper coverage but also in meeting the insurance requirements handed down to them by the GCs they are working with through their Master Service Agreement (MSA). We have experience across multiple disciplines that will address all of these challenges, even in more difficult classes such as Residential GCs and Trade GCs, EIFS, and Industrial Work among many others. These are just a sampling of some of the contracting classes we write:
- Plaster and Stucco (including EIFS)
- Roofing
- GC’s, Commercial or Residential Artisan Contractors
- GC Homebuilders
- Foundation (new and repair)
- Steel and Tower Erection
- Utility
- Plumbing
- Framing
- Demolition
- Excavation
- Environmental
Energy
Our nation is in the midst of an energy boom, and at Southwest Risk we have positioned ourselves with the markets and expertise to best assist our agency partners to help their clients through this growth. Coverage and form needs vary by territory, and we take the time to correctly address those varying concerns.
Whether your client is manufacturing products related to the energy sector, or operating as a contractor, Southwest Risk has significant relationships with the key insurance companies writing this business.
This is a sampling of the energy business we place:
- Oil and Gas Contractors
- Acidizing, Cementing, Cleaning, or Swabbing
- Drilling or Re-Drilling (including Directional Drilling)
- Installation or Recovery of Casing
- Instrument Logging
- Well Servicing
- Rig Erection
- Pipeline
- Spooling
- Manufacturing
- Alternative Energy
- Solar/Wind/Hydropower/Methane capture/EV Charging stations
Product Manufacturing and Distribution
Product manufacturing and distribution risks come with their own set of challenges that have to be met, along with varying levels of coverage need. Our experts work with our agency partners and carriers to craft the right combination of premium, coverage and deductible to best meet the needs of the insured. Our brokers find solutions, whether the insured has been loss free, or has suffered losses in previous years. This is a short list of challenging classes where Southwest Risk has worked out solutions for our agents:
- Manufacturers and Distributors
- Oil and Gas
- Critical Components
- Medical Devices
- Foreign Manufactured
- Product Recall
- Discontinued Products or Operations
Environmental
There is a growing trend and need for environmental insurance products. With a growing recognition of varying pollutants, there are more frequent requests in MSAs and real estate contracts requiring pollution coverage.
At Southwest Risk, not only do we have the markets and expertise to provide complete coverage and terms for true Environmental Contractors, but we also have the ability to address any of the pollution requirements our agency partners may have to tackle on behalf of their clients. Those needs may include the following:
- Contractors Pollution Liability
- Site Pollution
- Time Element and Products Pollution
- Combined Forms, including Professional for Environmental Contractors
- Commercial Auto options based on Risk/Venue/Carrier Appetite
Real Estate OL&T
Southwest Risk was founded on an expertise in real estate business, especially with respect to apartment exposures. We have the markets and experience to place coverage for any apartment or condominium exposure, even if that exposure includes a variety of subsidized units, student housing, or active adult communities. Southwest Risk has placed schedules ranging from 50 units to 50,000 units. We can also structure a variety of attachment structures, whether it’s first dollar or a large SIR.
Our Real Estate experience expands into the hospitality sector, with placements of hotels, as well as bars and restaurants. This is an abbreviated sampling of accounts we can help with in this sector:
- Apartments
- Conventional
- Student Housing
- Subsidized Housing
- Condominiums
- Hotels and Motels
- Shopping Center and Office LRO
- Vacant
- Restaurants (including Liquor Liability)
- Bars, Taverns and Night Clubs (including Liquor Liability)
Transportation
At Southwest Risk, we pride ourselves on providing wholesale risk solutions for our agency partners, consistently putting them in a position to win new business by specializing in the trucking / transportation industry. We can provide comprehensive insurance services to short and long-haul trucking operations.
- Local and Intermediate operations
- Waste Haulers
- Saltwater haulers
- Contractor’s fleets
- Oil & Gas Contractors
- Sand & Gravel Haulers
Our specialties are:
- Physical Damage
- Motor Truck Cargo
- Commercial Automobile Liability
- General Liability
- Excess coverage
Professional
Architects and Engineers Liability / Contractors Professional
Targeted lines of business include but are not limited to Architects, Engineers (Civil, Structural & Electrical) Construction Managers, Artisan & Specialty Contractors, Design and Oil & Gas related risks
Healthcare
Targeted lines of business include but are not limited to Social Service Organizations, Imaging & Dialysis Centers, Surgery Centers, Hospitals, Staffing Companies, Medical Day Spa / Regenerative Medicine, Long Term Care, Inpatient & Outpatient Clinics, Cryotherapy & Injection and Hydration Services
Miscellaneous Professional Liability
Targeted lines of business include but are not limited to Accountants, Bookkeepers, Tax Preparers, Consultants, Auditor, Inspectors, Franchisors, Real Estate Agents and Brokers, TPAs, Landscape Architects, Insurance Agents, Lobbyists, Interior Designers and more
Technology Error & Omissions Coverage
Targeted lines of business include but are not limited to Start Ups, E-commerce, SAAS, Prepackaged Software, Custom Software, Game Developers, MSP, VOIP and more
Non-Profit / For Profit Directors & Officers
Targeted lines of business include but are not limited to Non-Profit / Trade Associations/ Privately Companies / ESOPS
Employment Practices Liability
Targeted lines of business include but are not limited to Professionals, Hospitality, Healthcare, Contractors and anyone who has employees!
Cyber Liability
Targeted lines of business include but are not limited to: E-Commerce, Retail, Manufacturing, Healthcare, Law Firms, Technology, Professional Services, Hotels, Hospitality any class of business
