Property

Real Estate

At Southwest Risk, we pride ourselves on providing wholesale risk solutions for our agency partners, consistently putting them in a position to win new business and keep existing Real Estate accounts. With over 50 years of combined expertise in placing ground up Real Estate accounts inland and with coastal exposure, we are proficient in handling a myriad of exposures, including but not limited to:

  • Office Buildings
  • Self-Storage
  • Strip Shopping Centers and Shopping Malls
  • Single Tenant Retail Locations
  • Restaurants
  • Apartments
  • Condominiums
  • Hotel/Motel
  • Industrial
  • Manufacturing Facilities
  • Warehousing
  • Vacant Property
  • REO
  • LRO

Habitational

Southwest Risk has been known in the industry as a leader in habitational placement. With nearly $30,000,000,000 of Total Insurable Value under cover, we understand the complexity and importance of attention to detail in this class. Whether it’s a Class A Conventional Housing risk in a metro area, a rural Affordable Housing risk or a Condominium or Hotel/Motel located on the coast, we understand the needs of the insured and will work with our markets to provide the most comprehensive coverage at the best price.

We want to place your:

  • Condominiums
  • Townhomes
  • Conventional Apartment Housing
  • Section 42 LIHTC Housing
  • Section 515 USDA Rural Development Housing
  • Section 202 HUD Elderly
  • Section 811 HUD Handicapped
  • Section 8 Housing
  • HAP Housing
  • Housing Authority
  • Hotel/Motel

RezVest Plus 10 Program

The RezVest Plus 10 Program is built for investors with 10 or more rental dwellings. The program offers both Property and GL coverage with ability to write Property Coverage only. We offer a quality insurance program on one master policy with the flexibility and simplicity to add and drop dwellings with ease throughout the year.

Program Highlights:

  • One Master Policy
  • Will insure up to and including Fourplexes
  • Actual Cash Value or Replacement Cost Valuation Available
  • Dwelling Values up to $1,000,000
  • Multiple Deductible Options
  • Agency Bill
  • Competitive Commission
  • A Rated Carrier

Manufacturing

With so many different operations and exposures, insuring manufacturing can be challenging. Southwest Risk can source solutions for your manufacturing needs. We will help tailor coverage for your facilities, equipment breakdown, stock and contents.  Representing carriers who have the expertise to cover many types of manufacturing in all parts of the country, Southwest Risk can be a valuable asset in providing the best coverage for your clients. (Also see our Casualty Manufacturing expertise.)

Inland Marine

Southwest Risk specializes in a full range of Inland Marine placements. We have numerous markets that will provide the proper coverages you will need with access to admitted and non-admitted companies.

Southwest Risk can help you place all aspects of Inland Marine coverages including and not limited to:

  • Builders Risk (Including Wind Territories)
  • Equipment Floaters (Including Waterborne Sublimit)
  • Installation Floaters
  • Miscellaneous Floaters
  • Motor Truck Cargo
  • Ocean Cargo (World-Wide Coverage)
  • Rigger’s Liability
  • Auto Physical Damage (Large and Small Fleets)
  • Communication Towers and Equipment
  • Warehouse Legal
  • Mobile Medical Equipment (Hospital Equipment/Etc.)
  • Trip Transit (Large Equipment Move)
  • Oil & Gas Equipment (Including Rigs and Fracking)

Difference in Conditions (DIC)

In today’s marketplace, lenders and the insureds themselves are becoming more aware of the vast number of exposures that may be present when owning commercial property. DIC cover is becoming more widely required, requested and purchased. Southwest Risk is capable of placing that DIC cover on your behalf and finding the right solution for your client.

Whether you need Ground-Up Flood, Excess Flood, Cal Quake, New Madrid Quake, Stand Alone Wind/Hail/Hurricane or even something as unique as Stand Alone Excess Debris Removal, we can handle the job. DIC placements in critical or non-critical zones are like a jigsaw puzzle and rarely will any one carrier provide a large limit ground up. Our expertise combined with our marketplace partnerships can help piece that puzzle together for you and provide the terms that your insured needs.